Finance Options

Flexible Finance

Finance Your Coffee Equipment with Ease

Whether you're opening a single café or expanding to 100 locations, Di Pacci Coffee Company offers flexible finance solutions to help you get the equipment you need — without the upfront capital outlay.

$250K Up to in funding
5 min Fast approval
12–60 Months term
$0 Upfront cost

Multiple Finance Partners. One Goal — Helping You Grow.

Premium commercial coffee equipment is an investment. We've partnered with Australia's leading equipment finance providers so you can access the machines you need today — and pay for them in a way that suits your business cash flow.

Choose from rent-try-buy plans, equipment loans, interest-free installments, or buy-now-pay-later options. Each partner has different strengths — pick the one that fits your business stage and budget.

Our Finance Partners

Trusted by 50,000+ Australian businesses to fund their growth.

SilverChef — Rent-Try-Buy®

Most Popular for New Cafés

As Australia's only dedicated hospitality equipment funder, SilverChef has helped over 50,000 customers get the equipment they need to start and grow their business. Their flagship 12-month Rent-Try-Buy® solution gives you unmatched flexibility.

During Your 12-Month Rental Period:

  • Upgrade equipment at any time to keep your setup current
  • Purchase equipment any time and receive a 75% net rental rebate on payments to date

After 12 Months — Choose What's Right for You:

  • Continue renting — purchase price keeps dropping
  • Return the equipment with no further payments
  • Work towards ownership with Easy Own® — discounted payments over 2 or 3 years
  • Up to $65,000 approved in 5 minutes
  • No upfront capital required
  • 75% rebate when you purchase
  • Australia's #1 hospitality funder
Apply Now Finance Calculator Learn More

Buddy Capital — Equipment Loans

Best for Established Businesses

We've teamed up with Buddy Capital to offer Di Pacci customers premium equipment finance. Whether you're supplying one café or 100, outright purchase of premium machinery costs big bucks — Buddy makes it manageable.

With Di Pacci and Buddy, you'll get the best machines with no capital outlay at low weekly payments. Terms range from 12 months up to 5 years.

  • Funding up to $250,000
  • No financial statements needed
  • No trading history required
  • Terms from 12 to 60 months
  • No upfront costs
  • No hidden fees
Inquire Now 📞 +1 (646) 774-0590

Afterpay — Buy Now, Pay Later

Best for Smaller Purchases

For accessories, grinders, and home setups, we've teamed up with Afterpay to offer an interest-free way to spread your purchase over 60 days. All you need is a debit or credit card.

Afterpay splits your purchase into 4 equal repayments charged over 60 days. No interest, no application fees — just simple, transparent payments.

  • 0% interest, no extra fees
  • Purchases up to $1,000
  • 4 equal payments over 60 days
  • Instant approval at checkout
Learn About Afterpay

Zip Money — Flexible Payments

Best for Mid-Range Purchases

Zip Money gives you a flexible way to shop with Di Pacci. Pay over time weekly, fortnightly, or monthly — whatever suits you. All Zip Money purchases come with at least 3 months interest-free.

  • Purchases from $100 to $6,000
  • 3 months interest-free minimum
  • Weekly, fortnightly, or monthly payments
  • Quick online application

Zip Money Customer Fees:

Purchase Establishment Fee Min. Monthly Payment
$1,000 $0 $40
$2,000 $25 $40
$4,000 $75 $80
$6,000 $149 $150

Monthly fee: $4.95 (only when balance on account). Interest rate: 23.90% p.a. (applies to outstanding balance after interest-free period).

Learn About Zip

How Finance Works

Get from "interested" to "owning your equipment" in 4 simple steps.

1

Choose Equipment

Browse our coffee machines, grinders, and accessories. Add your selection to cart.

2

Pick a Plan

Select the finance partner and plan that fits your budget and business needs.

3

Quick Approval

Most applications approved in minutes. No upfront cost, no extensive paperwork.

4

Receive & Brew

We ship your equipment fast. Start using it while making manageable payments.

Which Finance Option is Right for You?

Each finance partner suits different business stages and purchase sizes. Use this quick guide to find your best fit:

Best For Partner Funding Range Best Use Case
New cafés & startups SilverChef Up to $65,000 Rent-try-buy with upgrade flexibility
Established businesses Buddy Capital Up to $250,000 Multi-machine fleets, large equipment loans
Smaller home/accessories Afterpay Up to $1,000 Quick interest-free purchases
Mid-range home setups Zip Money $100 – $6,000 Flexible payment schedule, 3+ months interest-free

📋 Note: All finance applications are subject to approval by the respective finance provider. Terms, fees, and interest rates are set by each finance partner — not by Di Pacci Coffee Company. Please review the partner's terms carefully before applying. We're happy to help you choose the right option for your situation.

Finance Frequently Asked Questions

Can I finance both new and refurbished equipment?

Yes. Our finance partners cover both new and refurbished machines, grinders, and accessories from Di Pacci Coffee Company. Refurbished equipment financing is a popular option for new businesses looking to maximize their budget.

How fast can I get approved?

SilverChef approvals can be completed in as little as 5 minutes online. Buddy Capital typically responds within 24 hours. Afterpay and Zip Money provide instant approval at checkout for eligible customers.

Do I need to provide financial statements or trading history?

For Buddy Capital, no financial statements or trading history are required — making it ideal for new businesses. SilverChef has streamlined applications. Afterpay and Zip Money use simple credit assessments.

Can I upgrade my equipment if my business grows?

Yes — this is one of the major advantages of SilverChef's Rent-Try-Buy program. You can upgrade your equipment any time during your rental period to keep up with growing demand or changing needs.

What if I'm a sole trader or new business?

You're welcome to apply. Buddy Capital is particularly accommodating for new businesses (no trading history required). SilverChef also serves new operators well through their hospitality-focused approach.

Are there tax benefits to financing equipment?

Equipment finance payments may be tax-deductible as a business expense. Specific tax outcomes depend on your circumstances. Please consult your accountant or tax advisor for personalized advice.

Ready to Get Started?

Our team is here to help you choose the right finance option for your business. Whether you're financing your first espresso machine or outfitting an entire café — we'll guide you every step of the way.

📞 Call +1 (646) 774-0590 ✉️ Email Us 📍 Contact Page